This
will probably be long (spread over several days), so I hope you are
all sitting comfortably!!
I'm
a Brit who has split her lifetime (living and working) between France
and England since the late Sixties.
During
2004, while living in the UK, I started looking at ads on the web
with the idea of buying myself a small property back in France,
closer to my daughter. I found a couple of small properties that
seemed interesting in the Loches area, south of Tours. Because the
agency concerned hadn't met me and therefore wouldn't give me more
information on the properties, I asked someone I knew living locally
to make contact with the agency on my behalf, so as to have more
information on the properties before travelling over to France and
visiting them in person.
I
had known this person for a couple of years and thought I could trust
her, due to our shared interest in dog showing and breeding, our
similar age (approaching sixty), our social situation (each of us
living alone), as well as her professional status (French civil
servant working for the tax authorities).
However,
in addition to viewing the properties that interested me, this person
also arranged to view other houses for sale with this same agency, in
particular the property that was later to be co-owned between us as a
French Société Civile Immobilière or SCI (non-trading property
company). After her visits, she told me that the properties in which
I was interested were not at all suitable and that it would be far
better to buy this other property that she had visited in
co-ownership with her.
On
12th December I arranged for a power of attorney with an English
legal firm authorising her to sign house purchase documents on my
behalf, and on 22nd December she signed the pre-sale agreement
subject to suspensive conditions.
Since
that time, I have come to know that my supposed “friend” (let's
call her associate from now on) was in fact expecting an inheritance
from her mother who had died a few months earlier. Until she received
this inheritance, she would not have the necessary funds for
purchasing the property and she therefore needed my financial input as
collateral.
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